Terms of Service

These terms are an agreement between you and HONG KONG WALLET COMPANY LIMITED about your use of Infoholder App Studio. By creating an account, or by using the service, you accept them. If you are accepting on behalf of a company, you are confirming that you may bind it, and "you" then means that company.

Our Privacy Policy is part of this agreement. If the two conflict about how personal data is handled, the Privacy Policy prevails.

• Give a real email address and keep it current — it is how we reach you about your account, and how you recover it.
• Your sign-in details are yours to protect. Anything done through your account counts as done by you until you tell us it was not.
• A workspace can have several members. The owner decides who is invited, who is removed, and who pays. Members can see the workspace's projects, so the invitation list is the access list and should be managed as one.
• One person, one account. Do not share a single login across a team: a colleague who leaves keeps access to everything.

You describe what you want. App Studio plans it, writes and edits the code, runs it in a sandbox so you can see it, keeps the versions, and publishes it when you choose to. Every action the AI takes that changes something is put to you for confirmation first.

The product changes. We add and improve things continuously, and occasionally we remove something that did not work. If we remove a feature you rely on, or change one in a way that materially reduces what you get, we will tell you beforehand and, if you are paying for it, section 8 applies.

Your prompts, your uploads, and the code produced for your project are yours. We claim no ownership of them, and building on our platform does not give us a stake in what you build.

To run the service we need permission to do the following with them: store them, copy them between our systems, show them back to you, send them to a model provider so it can answer, and serve them to visitors when you publish. That permission is limited to operating and improving the service for you, is worldwide and royalty-free, and it ends when you delete the content — except for copies in backups, which expire on their own schedule.

You are responsible for having the right to what you upload. If you put someone else's copyrighted material, trademark or personal data into a project, that is between you and them.

You may not use the service, or anything you build with it, to do any of the following:

• Anything unlawful where you or your users are, or anything that infringes someone else's rights.
• Malware, phishing, credential harvesting, or a site that impersonates a real person or organisation.
• Sexual content involving minors, content that promotes violence against people, or content used to harass someone.
• Spam or bulk unsolicited messaging, whether sent from here or from what you publish here.
• Attacks on the platform: attempts to escape the sandbox, reach another tenant's data, bypass rate limits, or overload the service. Load-testing your own project is permitted; testing our defences is not.
• Reselling the AI capacity in your plan as a model interface of your own, or building a competing product by extracting how this service works.
• Automated decisions about people — credit, employment, insurance, benefits — without a human who is accountable for the outcome.

If you are doing security research on your own projects and something you find affects the platform, tell us at the address in section 16 before publishing it. We will not treat a good-faith report as a breach of these terms.

We host what you publish; we do not operate it. Its content, its lawfulness, its accessibility, the promises it makes to its visitors and the data it collects from them are yours. If it collects personal data, you are the controller of that data and you owe those people a privacy notice of your own; we hold it for you as your processor.

If you connect a custom domain, you must actually control it. The domain name becomes publicly visible through certificate transparency logs when we issue its certificate.

We may take a published site offline if it clearly breaks section 5, if we are legally required to, or if it is causing damage to the platform or to third parties. Where we can, we tell you first; when the harm is immediate we act first and tell you straight after.

The code, text and designs produced here are generated by a model. They can be wrong, insecure, or inefficient, and they can be wrong in ways that look right. The automated security review catches common mistakes; it is not an audit and it does not make anything safe by itself.

Before you put something in front of real users or real money, read it, test it, and have someone who understands the risk look at it. That responsibility is yours, and no amount of it transfers to us because a model wrote the first draft.

Models generate from patterns, so two people asking for similar things can receive similar output. We do not promise that what you receive is unique, nor that it can be protected as your original work in every jurisdiction.

The service is not professional advice. Nothing it produces about law, medicine, tax or finance is a substitute for someone qualified.

• What each plan includes, and what it limits, is shown on the pricing page. When you reach a limit the action stops; it does not result in additional charges.
• Paid plans renew automatically for the same period until you cancel. Cancel at any time; the plan runs to the end of the period you have paid for, and is not renewed after that.
• Prices can change. We will tell you at least 30 days before a change affects a renewal, and you can cancel before it does.
• Payments are taken by Stripe. Taxes are added where they apply.
• Fees already paid are not refunded except where the law requires it, or where we ended your plan without cause under section 10.
• Downgrading or cancelling can put you over the limits of the smaller plan. Your projects and content are not deleted for that reason; some things — extra published sites, extra members — stop until you are back within the limits.

We work to keep the service up, but we do not promise a particular level of availability here. There will be maintenance, and there will be outages. Where we can plan a disruption, we announce it; where we cannot, we say what happened afterwards.

Published sites are served independently of the studio interface, so a problem building something does not usually take your live site down. That description is not a commitment to any level of availability, and this section is not a service level agreement.

You can stop at any time: cancel the plan, delete your projects, close the account.

We may suspend or close an account that breaks section 5, that fails to pay, or that we are legally required to act against. Except where the harm is immediate or the law forbids it, we tell you what the problem is and give you a chance to fix it first.

If we end the agreement without cause, we refund the unused part of what you have paid. After an account closes, you have 30 days to ask for a copy of your content before it is removed.

App Studio itself — the platform, the interface, the templates we supply, the name and the trade marks — belongs to HONG KONG WALLET COMPANY LIMITED and its licensors. You get the right to use it while this agreement lasts. Templates you start from may be used in the projects you build; they may not be extracted and redistributed as templates.

If you send us feedback, we may act on it without owing you anything for it.

The service is provided on an "as is" basis. To the extent the law allows, we do not warrant that it will be uninterrupted, error-free, or fit for a particular purpose, and we do not warrant that AI output will be accurate, secure or suitable for what you intend to do with it.

Nothing here removes rights you have as a consumer that cannot be removed by agreement.

To the extent the law allows, neither party is liable to the other for indirect or consequential loss, lost profits, lost revenue, lost goodwill, or lost data beyond the cost of restoring it from your own copies.

Our total liability arising out of this agreement is limited to what you paid us in the twelve months before the event that caused the claim, or, if you are on a free plan, to USD 100 or the equivalent in the currency in which we would have billed you.

These limits do not apply to death or personal injury caused by negligence, to fraud, or to anything else a court will not let us limit.

You are responsible for what you publish. If a third party brings a claim against us arising from a site you published or content you uploaded, you will indemnify us against that claim, including the reasonable cost of defending it, provided we notify you promptly and allow you to take part in the defence.

This agreement is governed by the law of the place where HONG KONG WALLET COMPANY LIMITED is established, and disputes go to the courts there. If you are a consumer, this does not deprive you of the protection of the mandatory law of the country you live in, or of the right to bring a case where you live.

Before starting proceedings, contact us at the address in section 16 so that we can try to resolve the matter directly. This does not limit your right to seek relief from a court or an authority at any time.

We will update these terms as the product changes. The effective date at the top always says which version you are reading. For a change that materially affects your rights or what you pay, we give at least 30 days' notice by email or in the product, and continuing to use the service after that date means you accept it. If you do not, cancel before it takes effect and we refund the unused part of your plan.

Questions about these terms, notices, and security reports go to:

Provider

HONG KONG WALLET COMPANY LIMITED

Email

support@infoholder.io